Head of Payments (High-Risk) (Senior)

About the Role

A fast-growing, subscription-based digital business (confidential client) is hiring a senior Head of Payments to own the checkout end to end — processing setup, routing and cascading, approval rate, chargeback and fraud ratios. An operator who keeps processing alive, rebuilds it fast when a provider or account is lost, and works directly with the founder to shape the payment stack. Remote, Cyprus a plus. €90,000 – €130,000 gross/year base plus performance upside.

Salary disclosed in compliance with EU Pay Transparency Directive 2026. Learn more

Requirements

• Proven record running high-risk card processing at significant monthly volume across many live merchant accounts and several legal entities — mandatory
• Live multi-processor routing and cascading experience — mandatory
• Can show approval-rate, chargeback and fraud-ratio numbers from before and after their changes — mandatory
• Has rebuilt processing after a shutdown or provider loss — mandatory

Preferred Qualifications

• Experience with subscription or recurring billing
• Experience with card vault or tokenisation
• Experience with payment orchestration platforms
• Strong relationships with high-risk acquirers and PSPs

Responsibilities

• Own the checkout end to end, including approval rate and processing results
• Design and tune routing and cascading across processors
• Manage processor and acquirer relationships
• Monitor chargeback and fraud ratios and act before thresholds are reached
• Keep backup processing capacity ready so a lost provider or account can be replaced fast
• Work directly with the founder on the payment stack and report weekly

Compensation & Benefits

• €90,000 – €130,000 gross annual base salary plus performance upside — details discussed on the call